- Anyone of 21 years and above with no credit history or with 6 months credit history
- Anyone with an active bank account from last 6 month
- Salaried with last 3 months salary slips and bank statements
- Shop keeper, Vegetable Vendor, Grocery Shops, Maids, Caretakers, Security Guards, Piece Rate Workers
- Factory Labor staying at permanent address form min 2 years
- Existing MFI customers with excellent repayment record
- Any Micro and small business who need working capital