All customer sourcing is through android based application, available at Play store where customer can download the app and use the self service portal to upload all the required document.
At Dhanrashi, we have faith in the potential of education and the bright young minds of this nation. We are committed to support students in their academic aspirations. Dhanrashi's main focus is to ensure that the students concentrate on their studies , make a great career and get a high quality education without worrying about their financial issues.
At Dhanrashi, we recognize that each person has distinct financial requirements. We provide personal loans starts from ₹10,000 to ₹10 Lakh which gives you the freedom to borrow the sum that is most suitable according to your needs.
At Dhanrashi, we are dedicated to helping businesses in their journey of growth and expansion. Our extensive selection of business loan options offers the essential financial support to help your business grow. Dhanrashi can provide loan for purchasing equipments, initial stage funding, or financing new projects and ventures.
At Dhanrashi, we've made the application process hassle-free and convenient for all our borrowers. Once you've decided the loan product, you can send your online application through user-friendly Dhanrashi App or website or you can visit our nearest branch to meet our loan officer.
We would require your basic information such as personal details, income proof, employment history, and identification documents. Our dedicated team is always available to guide you through the application process and assist with your queries. Gathering and submitting the required documents ensures a smooth and efficient loan processing experience.
Pay stubs
Tax returns
Bank statements
ID
As part of our responsible lending practices, Dhanrashi conducts a thorough credit check and evaluation to assess your creditworthiness
Our aim is not to focus solely on past financial difficulties but to understand your current financial situation and repayment capacity. Our experienced credit assessment team reviews your application and credit profile to determine the most suitable loan options for you.
At Dhanrashi, we believe to provide you every fair opportunity. We also assure you to give you the best resolution if you have had credit challenges in the past.
Once your application and credit evaluation are complete, our loan officers will inform you of the loan approval decision. At Dhanrashi, we strive to provide prompt and transparent communication throughout the loan approval process. Once your loan is given the green light, we will furnish you with the specific terms and conditions. These will encompass the sanctioned loan amount, interest rate, repayment timetable, and any related charges. We take care to articulate all the terms in a clear and unambiguous manner, so you can make an informed decision. If you have any queries or need further elucidation, our team is always on hand to help you out.
After accepting the loan offer and completing the necessary documentation, Dhanrashi proceeds with the disbursement of funds. Our disbursement process is designed to be efficient and swift, ensuring that you receive the approved loan amount in a much before the calculated time. Depending on your preference, we will process the funds through direct bank transfers or issuing a check. We understand the importance of timely access to funds, especially when it comes to meeting your financial requirements or pursuing business opportunities. We want to make sure that our disbursement process is seamless and convenient to our borrowers. Your funds might be disbursed to your bank account within 1-2 business days of approval.
At Dhanrashi, we get that everyone has their own preferences and financial situations when it comes to repaying loans. That's why we've got flexible options to fit your needs. You can choose to pay back the loan in monthly instalments (EMIs) or go for a full payment upfront.
If you go with EMIs, we'll work together to figure out a repayment plan that works for your income and budget. We'll divide the loan amount into equal monthly instalments that cover both the principal and interest, so you can handle your finances with ease.
On the other hand, if you prefer to make a full payment upfront, we've got you covered too. You can settle the entire outstanding amount in one go, which means you'll pay less in overall interest and enjoy the convenience of getting it done in a single shot.
Our loan officers are here to guide you through these repayment options. They'll give you the lowdown on the benefits and things to consider for each approach. We want to make sure the repayment method you choose is a perfect fit for your financial situation, giving you the convenience and flexibility you need.
When it comes to saving for a down payment on an education loan, you might find it helpful to go for a longer repayment period with lower monthly payments. But if your goal is to pay off the debt as quickly as possible, you might want to consider a shorter repayment period with higher monthly payments.
Don't worry, we're here to help you make the right decision.
You can reach out to our Dhanrashi team, and we'll provide the guidance you need relating to your repayment options and find the best fit for you.
Contact us today.
